OJSC "Agroinvestbank" now is the first and only bank in the Republic of Tajikistan, which formed its own fully functional processing center for processing transactions with bank cards. The unique across the republic processing center and a status of a principal member of the bank in the international payment system allows the bank to offer customers variety types of plastic cards:
The issue and service of plastic cards are coordinated by different payment systems. The largest international payment systems are Visa International, MasterCard Worldwidå and JSB. Cards of these payment systems are chosen by most of the people in all the countries of the world. Depending on a set of provided services, cards can be «electronic», «classic», «gold» and «platinum».
The so called «electronic cards» (Visa Electron and Cirrus/Maestro) are accepted not only by ATMs but also in trading centres, equipped with electronic terminals. Cards of «Classic» category have the widest net of reception in the world. They can be used for paying for goods and services at trading centres equipped with imprinters. Issued by different systems the «gold» cards provide their owners with a wide range of additional services and discounts. Cards of «platinum» category are not only a twenty four hour service, discounts, booking rooms at the best hotels, but also the highest level of prestige.
Local card "Korti Avvalini Dohili" ("KAD")
Local card "Korti Avvalini Dohili" ("KAD") – the first local card of Tajikistan. It was created by "Agroinvestbank", and released in January 2009. Through the card you can pay for the purchases and withdraw cash in the ATMs of "Agroinvestbank." Local card KAD is so far the most economic card - it is low cost and has no security deposit.
These cards are designed to pay for goods and services, but also can be used for cash withdrawal. Visa Electron will be useful for those who are starting to get acquainted with the world of non-cash payments. They are easily used and suitable for all budgets, because of lack of additional fees and payments. These cards can be used in all countries.
Visa Classic/MasterCard Standard
This is the best choice for those who want to get the most without extra cost. Visa Classic and MasterCard Standard will open new financial opportunities to you. You can use the card in stores and ATMs around the world, as well as pay for goods and services online.
Visa Gold / MasterCard Gold
Gold Card of JSC "Agroinvestbank" - is a sign of your special status and a guarantee of exceptional attention to your needs. Gold card opens you the unique opportunities, provides the privileged service around the world and gives access to unique services. It provides you with a low limit on withdrawals, and a special program of purchase protection which will help to avoid unforeseen situations.
The capability of these cards is required to be subdivided by the nature of use. For example,
• Personal - for individual use of one holder of personal bank account (replenishment of accounts by the holder, wages enrollment, etc.);
• Family – for account used by a group of individuals, regardless of their location (an additional card of the main account of the client to be opened upon the statement of the client);
• Corporate – for use by the employees of enterprise by the power of the head (when signing contract with the company a card with the account of the company for employees’ entertainment and travel expenses);
• Salary - for enterprises which by signing a relevant agreement with the Bank, assign salaries to the personal accounts of their employees within the Bank. For this purposes the personal accounts being opened for employees on favorable conditions, the plastic cards being produced and issued for distribution and payroll accounting.
Gold Cards of "Agroinvestbank" - is a sign of your special status and a guarantee of exceptional attention to your needs. With it, you open the unique opportunities provided by the privileged service around the world and access to unique services. It provides you with a significant limit on withdrawals, and a special program to protect purchases to avoid unforeseen situations.
The capability of these cards requires subdividing by the nature of use. For example,
• Personal - for individual use of one holder of personal bank account (replenishment of accounts by the holder, enrollment wages, etc.);
• Family - for use by the group of individuals, regardless of their location (upon a statement of the client an additional card to the main account is opened);
• Corporate - for use by the employees of enterprises upon the proxy of the head (in the contract with the company, a showdown with the account of the company to employees for entertainment and travel expenses);
• Salary - for enterprises by the relevant agreement with the Bank, distributing salaries to the personal accounts of their employees with the Bank. To this end, employees at concessional open personal accounts, produced and issued plastic cards for distribution and transfer them pay.
Payment Card Rates and Fees
Cards issued by the OJSC "Agroinvestbank":
- KAD- The First Internal Card
- Visa Gold, Business, Classic, Electron
- Mastercard Gold, Standard, Business